1. Acceptance of these Terms
These Terms of Service form a binding agreement between you and MoneyAtlas Ltd, registered address 12 Baker Street, London, W1U 3BH, United Kingdom. By accessing or using the website at MoneyAtlas, including browsing articles, downloading research, subscribing to email updates, or contacting us, you confirm that you have read, understood, and agree to be bound by these terms and by any policies referenced here. If you do not agree, do not use the site. You must be at least 18 years old to use our services. If you are 16 or 17, you may browse the site for educational purposes only with permission from a parent or legal guardian. You represent that you have the legal capacity to enter into this agreement in your country of residence.
2. What MoneyAtlas Provides
MoneyAtlas publishes educational content and research on global markets, investment strategies, and macroeconomic trends. Materials include web articles, charts, newsletters, and downloadable research notes. Content is for general information and education. We do not provide individualized investment, tax, or legal advice, and we do not solicit the purchase or sale of any security or instrument. Any examples or frameworks are illustrative and may not be appropriate for your objectives, financial situation, or risk tolerance. You are responsible for your decisions and should consult a regulated adviser where appropriate. Access to specific features may change or be discontinued at our discretion in order to maintain quality and compliance.
3. User Obligations
You agree to use the site lawfully and responsibly. You must not interfere with the normal operation of the site, attempt to bypass security controls, or access non-public areas. You agree not to scrape or harvest content or personal data, not to reverse engineer or decompile any part of the site except where permitted by law, and not to misrepresent your identity or affiliation. If we offer user accounts now or in the future, you must provide accurate information, keep credentials secure, and maintain only one account per person. You remain responsible for all activity under your account or originating from your devices. You will promptly notify us if you suspect unauthorized access or a security incident related to your use of the site.
4. Intellectual Property and License
All content on the site, including text, graphics, logos, icons, charts, data visualizations, audio or video snippets, and code, is owned by MoneyAtlas Ltd or our licensors and is protected by copyright, database rights, and trademark laws. Subject to your compliance with these terms, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the site for personal, non-commercial purposes. You may not reproduce, distribute, publicly display, or create derivative works from our materials without prior written permission, except where a lawful exception applies such as short quotations with attribution and a link back to the original page. Trademarks, including the MoneyAtlas name and logo, may not be used without our written authorization.
5. Prohibited Activities
The following activities are not allowed: uploading or transmitting malware, bots, or harmful code; scanning or testing for vulnerabilities; scraping or bulk downloading content or email addresses; spamming, unsolicited marketing, or chain letters; infringing the rights of others, including intellectual property and privacy rights; posting or transmitting content that is unlawful, defamatory, deceptive, or discriminatory; using automated systems to access the site at a rate that exceeds a human user’s activity; mirroring or framing the site; reselling, sublicensing, or otherwise commercializing access to the site or our content; interfering with analytics or consent mechanisms; or engaging in any activity that violates applicable laws or regulations. We may investigate and refer violations to law enforcement where appropriate.
6. Disclaimers and No Advice
The site and all content are provided on an as is and as available basis. To the fullest extent permitted by law, we disclaim all warranties, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and uninterrupted or error-free operation. Markets are uncertain and subject to change without notice. Past performance does not predict future results. You understand that using any information from MoneyAtlas involves risk, including the risk of loss. We do not guarantee that any strategy, framework, or data point will achieve particular outcomes. Where third-party data or tools are referenced, their availability and accuracy are outside our control, and they may change or cease to be available at any time.
7. Limitation of Liability
To the maximum extent permitted by law, MoneyAtlas Ltd and our directors, employees, and contractors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, goodwill, or business opportunities, arising out of or related to your use of the site or reliance on our content, even if we have been advised of the possibility of such damages. Our total aggregate liability for direct damages will be limited to the greater of the amount you paid to MoneyAtlas for the relevant service in the 12 months preceding the event giving rise to the claim or €100, whichever is lower. Nothing in these terms limits liability that cannot be limited under law, including liability for fraud or fraudulent misrepresentation.
8. Indemnification
You agree to defend, indemnify, and hold harmless MoneyAtlas Ltd and our officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your breach of these terms, your misuse of the site or content, or your violation of any law or the rights of a third party. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification and you agree to cooperate with our defense of such claims.
9. Third-Party Links and Services
The site may include links to third-party websites or integrate tools operated by others. These links are provided for convenience and informational purposes. We do not control and are not responsible for the content, products, services, or practices of third parties. Following a link or using a third-party service is at your own risk and may be subject to separate terms and privacy policies. Inclusion of a link does not imply endorsement. We encourage you to review the applicable terms before engaging with any third-party site or service. If a third-party provider ceases operation or changes functionality, we are not obligated to maintain any integration or workaround.
10. Privacy and Cookies
Your privacy matters. Our processing of personal data, including information collected through forms, server logs, and cookies, is described in our Privacy Policy available at /privacy/. By using the site, you acknowledge that we will process personal data as described in that policy and consistent with applicable law. Marketing emails are sent only with your consent, and you may unsubscribe at any time using the link in our emails or by contacting us. Cookie choices can be managed via our cookie banner or your browser settings. If you have questions about data protection, contact us through the details in the Contact section of these terms or via the Privacy Policy page.
11. Governing Law
These terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. If you access the site from another jurisdiction, you do so on your own initiative and are responsible for compliance with local laws where they apply.
12. Dispute Resolution
Before filing a claim in court, the parties agree to attempt to resolve disputes informally. You must send a written notice describing the dispute and your requested resolution to [email protected]. We will review the notice and respond within a reasonable time. Both parties will work in good faith to resolve the dispute within 30 days after the notice is received. If the dispute is not resolved within that period, either party may bring a claim exclusively in the courts of London, United Kingdom, and the parties consent to the jurisdiction and venue of those courts. Nothing prevents either party from seeking interim injunctive relief where necessary to prevent irreparable harm.
13. Suspension and Termination
We may suspend or terminate your access to the site, with or without notice, if we reasonably believe that you have violated these terms, pose a security or legal risk, or misuse the site. We may also remove or modify content at our discretion. Upon termination, sections that by their nature should survive will continue to apply, including Intellectual Property and License, Disclaimers, Limitation of Liability, Indemnification, Governing Law, Dispute Resolution, and this Survival clause. Termination does not limit any other rights or remedies available to us at law or in equity. If you wish to terminate this agreement, you may stop using the site and, if applicable, unsubscribe from communications.
14. Changes to the Terms
We may modify these terms to reflect changes in law, technology, or our services. Changes will be posted on this page with a new Last Updated date and will become effective 14 days after posting unless a shorter period is required by law or relates to a new feature, security, or legal requirement. If we make material changes, we may also provide additional notice, such as a banner on the site or an email to subscribers. Your continued use of the site after the effective date of the updated terms constitutes acceptance of the changes. If you do not agree to the updated terms, you should discontinue use before they take effect.
15. Contact and Legal Notices
MoneyAtlas Ltd is the operator and data controller for the site. Legal notices and questions about these terms should be sent to [email protected] or by mail to MoneyAtlas Ltd, 12 Baker Street, London, W1U 3BH, United Kingdom. We aim to respond to inquiries in a timely manner. Communication about privacy matters can also be directed to the address above as described in our Privacy Policy at /privacy/. If you require an accessible alternative format of these terms, contact us and we will provide a suitable version. Last Updated: January 15, 2026.
Need help or want to reference our policies together
If you have a question about how a clause applies to your use of MoneyAtlas, get in touch and our team will clarify. For information on how we collect and use personal data, please see our Privacy Policy.
